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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What characteristics must a home have to be considered a prestigious property?
A	Unique architectural design; Highly desirable location; celebrity status--owned by a well-known person.
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Miriam Luck and Dee Cohen, REALTORŽ, real estate agents and broker for Westport, Weston and Fairfield Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

MIRIAM LUCK & DEE COHEN / M&D Properties
Coldwell Banker Riverside
472 Riverside Ave
Westport, CT 06880
203-856-2336
203-858-8568
Email: MiriamAndDee@NUMBER1EXPERT.com
MIRIAM LUCK AND DEE COHEN ARE YOUR TOP SELLING REAL ESTATE EXPERTS IN WESTPORT, WESTON, WILTON, FAIRFIELD AND NORWALK. "MATCHING PEOPLE TO PROPERTIES" IS WHAT MAKES MIRIAM LUCK AND DEE COHEN YOUR #1 REAL ESTATE TEAM PLACING THEM IN THE TOP 3% IN THE NATION. SETTING RECORDS IN PERSONALIZED SERVICE, THEIR CLIENTS CAN EXPECT THE KIND OF SERVICE THEY DESERVE. THEIR STRONG PARTNERSHIP IS BUILT ON 25 YEARS OF FRIENDSHIP,INTEGRITY,COMMITMENT AND TRUST. THROUGH ALL OF THEIR STRONG TIES TO FAMILY, SCHOOLS, AND CHARITABLE WORK IN THE COMMUNITY FOR THE PAST 25 YEARS, AS WELL AS THEIR PROFESSIONAL AFFILIATIONS BOTH HERE IN CONNECTICUT AND NEW YORK, THEY HAVE LEARNED TO BE AN EFFECTIVE HANDS ON SOURCE FOR GETTING THE JOB DONE! BOTH BUYER AND SELLER WILL BENEFIT FROM THEIR PRESTIGIOUS AFFILIATION WITH WATERFRONT & ESTATE PROPERTIES. TWO GREAT PROFESSIONALS, ONE GOAL... TO DO THE JOB FOR YOU, THAT THEY WOULD WANT DONE FOR THEMSELVES.

www.MiriamAndDee.com is brought to you by Miriam Luck and Dee Cohen
NUMBER1EXPERTS™ in real estate for Westport, Weston and Fairfield, Connecticut

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